Predictive
Banking AI
From data to values in weeks leveraging large transactional models to transform and create foundational forecasting models for the banking world.
Proposition
At Deep4IT, we amplify your business capabilities to make smarter decisions and create innovative services by transforming complex transaction data into actionable insights through the power of AI and our pioneering Large Transaction Models (LTMs).
Banking-Specific AI Platform
Join the ranks of forward-thinking financial institutions leveraging our banking-specific AI platform to stay ahead in today's competitive market and unlock the full potential of your customer data.
- Foundational model for forecasting customers behaviours
- Where generative and forecast capabilities intersect
- Generative Pretrained Transformer (GPT) with billions of bank transactional data
- Bank-level data security
Use Cases
Discover how Deep4IT can revolutionize your decision-making process with our Large Transaction Models.
Transaction Categorisation
Automatically classifying spending into precise categories to provide customers with meaningful insights into their financial behaviour and enable more sophisticated analysis.
Cross-Selling & Upselling
Analysing spending patterns to recommend relevant financial products precisely when customers need them, enhancing conversion rates through timely, personalised offers.
Churn Prediction & Retention
Identifying early warning signals of account dormancy or customer dissatisfaction to trigger proactive retention measures before customers consider switching banks.
Life Event Detection
Recognising spending pattern changes that indicate significant life events (home purchase, marriage, childbirth, retirement) to offer relevant financial solutions at crucial decision points.
Personal Financial Management
Providing customers with intelligent budgeting assistance, spending categorisation, and personalised savings goals based on their projected financial situation.
Enhanced Credit Scoring
Supplementing traditional credit assessment with behavioural spending metrics for more accurate lending decisions while detecting early signs of financial distress before formal delinquency occurs.
Fraudster Identification
Detecting patterns consistent with fraudulent actors rather than just fraudulent transactions, enabling the bank to proactively identify potentially suspicious customers before multiple fraud attempts occur.
Investment Intention Forecasting
Predicting when customers are likely to have surplus funds available for investment based on spending and saving behaviours.
See Our Platform in Action
Play with our online simulation, choose a forecast period of 30, 90, or 180 days to understand how we can help you integrate insights into your processes and products.
Customer Insight Demo
Colour variations indicate different categories
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Recognition
Deep4IT has been recognized and selected by leading organizations in the financial and technology sectors.
Startup Contest
Kaleyra Award for High Potential Communication Channel.
Special Grant
Awarded with a unique special grant among more than 200 startups in Italy.
Selected for the acceleration program
Selected for Italy's premier fintech accelerator, backed by Zest VC and CDP.
Selected for the acceleration program
Selected for PoliHub, Politecnico di Milano's premier deeptech accelerator, 2025 cohort.
Team
A nimble team of researchers, engineers and industry experts united by a shared passion for innovation. We develop predictive AI foundational models enabling the financial world to deliver increasingly superior products to users through our technology.
Roadmap
Our journey to revolutionize financial data analysis through AI innovation.
Research & Development
Collaborated with university research teams and professors to develop our core technology. Established our dedicated research team and conducted extensive research and agreements to gather the necessary data for training our models. Successfully joined a deeptech accelerator programme to further enhance our growth trajectory.
Market Exploration
Engaging with banks, financial institutions, and various fintech companies to refine our offering. Focused on securing Letters of Intent (LOIs) and Proof of Concept (POC) agreements. During this period, we will raise capital and improve our product based on real market experience and feedback.
Bimodal AI & Market Expansion
Launch of our advanced bimodal forecasting and LLM model capable of analysing bank statements and providing tailored financial suggestions in a single, unified system. Beginning strategic market expansion to reach a broader customer base.