Advanced AI Technologies
for Financial Decision Intelligence
We develop proprietary AI technologies that transform how people make financial decisions.
Our Technology
Deep4IT develops proprietary AI technologies for the financial sector, focusing on three fundamental pillars that transform how people interact with their finances.
1. Multi-Agent AI Systems
Coordinated AI agent systems that collaborate to provide comprehensive and personalized financial support. Each agent specializes in a specific domain (HR, education, budgeting, comparison) and works together to offer coherent and contextualized guidance.
- Coordinated multi-agent architecture
- Voice-ready architecture (native audio support + future voice interfaces)
- Hybrid AI Core: GenAI + Deterministic guardrails for finance
- Channel-agnostic: WhatsApp today, ready for future voice interfaces
2. Persistent Long-term Memory
Persistent conversational memory that allows our AI agents to remember context, history, and user preferences over time, building increasingly personalized and relevant support with each interaction.
- Conversational continuity across sessions
- Growing personalization over time
- Deep understanding of individual financial context
- Privacy by design, GDPR compliant
3. Behavioral Forecasting
Predictive models that analyze behavioral patterns from transactional data to anticipate needs, identify risks, and suggest proactive actions. Our technology transforms financial data into predictive insights to improve decision-making.
- Prediction of spending patterns and financial behaviors
- Early identification of financial stress
- Personalized proactive suggestions (intelligent nudging)
- Anonymous aggregated insights for financial institutions and companies
Our Product: Juno
The Financial Assistant for Every Worker
The first AI assistant team dedicated to employee financial wellbeing. Accessible via WhatsApp, Juno reduces the financial stress of 32% of European workers and automates HR operational load.
For Employees
Team of AI experts available 24/7 on WhatsApp for comprehensive and personalized financial support.
For Companies
Reduces HR workload by automating recurring inquiries. Improves retention and performance by reducing financial stress.
Our Technology Ecosystem
The technologies that power Juno and transform financial decisions.
Multi-Agent Coordination
Specialized AI agents team collaborating to provide comprehensive financial support: HR, education, budgeting, comparison. Each agent brings specific expertise working in perfect synergy.
Persistent Memory
Conversational context that evolves and enriches over time. We remember preferences, financial history, and goals to provide increasingly personalized and relevant guidance.
Behavioral Forecasting
Behavioral predictions from transactional data. We anticipate needs, identify financial risks, and suggest proactive actions based on individual spending patterns.
Voice-Ready Architecture
Native support for audio messages on WhatsApp today, ready for future voice interfaces. Channel-agnostic architecture designed for the voice-first evolution of the sector.
B2B2E Distribution
Distribution via Labor Consulting Firms: zero friction, 24h activation, no IT integration required. Massive and immediate access to thousands of employees.
2025 Awards & Recognition
Our innovative approach to AI technologies for the financial sector has been recognized by leading organizations in financial and technology sectors.
Special Grant
Unique special grant among more than 200 startups in Italy.
Acceleration Program
Deeptech accelerator of Politecnico di Milano, cohort 2025.
Innovation Program
Admitted to Credit Agricole's international innovation network.
Roadmap
Our journey: from behavioral forecasting research to the launch of Juno, the AI assistant team for workers' financial wellbeing.
Research on Behavioral Forecasting
Research on behavioral forecasting from transactional data. Collaboration with university research teams to develop behavioral predictive models and validate technical feasibility. Participation in deeptech accelerators.
B2B Banking: MVP & Market Fit
First B2B selling phase to banks with 'best next action' MVP product. Long sales cycles, complex integrations. Strategic pivot: from banking technology to improving consumer/employee decisions through technological micro-adjustments.
B2B2E: MVP & GTM Validation
Launch of Business-to-Business-to-Employee model with Juno. Go-to-market validation through Labor Consulting Firms. 24h activation, zero IT integration. Traction: 5 committed partners, 15,000+ immediate employee reach. x6 more effective than traditional financial education.
Strategic Partnerships & Product V1
Strategic partnerships with medium-large Labor Consulting Firms. POC (Proof of Concept) implementations with enterprise clients. Development of Juno V1 with enhanced features based on user feedback and behavioral data.
Scaling & Evolution
Distribution expansion through Labor Consulting Firms: Italy first, then EU expansion (2027: UK). Evolution from voice-ready to voice-first architecture. Enhancement of behavioral forecasting models on anonymized aggregated data for institutional insights.